WEBVTT FILE

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[musiqa sadosi]

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Tangail, Bangladesh

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- Jyohti Mon Kan birinchi qarz
olganlardan edi.

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1979-yil dekabrida u hatto
o'ziga o'xshash kambag'al ayolarga ham

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kredit beradigan yangi tashkilot
to'g'risida eshitadi.

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Bugun u orqasiga qarab
boshpanasini saqlab turish uchun

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har kuni kurashib yashagan
boshqacha hayotini eslaydi.

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- Uyimning tomi somondan edi.

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Yomg'ir yoqqanda hamma narsa
jiqqa ho'l bo'lardi.

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Men bolalarimni ho'l bo'lmasligi
uchun u'rab qo'yardim.

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Men himoya uchun palma barglari
bilan tomni yopishga harakat qilardim.

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- U 1962-yilda 10 yoshida
turmushga chiqib,

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birinchi bolasini
15 yoshida ko'radi.

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Turmush o'rtog'i dala ishchisi bo'lib,

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kunida 20 sentdan kam pul
ishlab topardi.

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Qorinni to'qlash
kunlik kurash edi.

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U o'sha paytlarni
osonlikcha eslamaydi.

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- O'sha vaqtlarni hech qachon unutmayman.

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Xudo madad beradi, lekin sabr
qilishim kerak deb doim ishonardim.

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Bolalarim ochlikdan juda qiynalishardi.

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Uzr, bu to'g'risida gapirolmayman…

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Hayotimda qanchalik qiynalganimni
tushuntirish qiyin.

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Bu to'g'risida gapirish juda og'riqli.

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Ammo Xudo yordam berdi.

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Hech qachon bunday kiyim-kechagim
bo'lmagan. Bir dona kiyimim bo'lardi.

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Bir qismini yuvib,
ho'l tomonini kiyib,

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qolgan tomonini yuvardim.

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Endi, Xudoning karomati bilan
menda kiyim ko'p.

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Yana nima deyishim mumkin?

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- 1980-yil yanvarda

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Jyohti Mon birinchi kreditini
juda ikkilanib oldi.

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Kredit jami 600 taka yoki
10 dollarlar atrofida edi.

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Shu pul bilan u guruch po'stini
tozalaydigan asbob olib,

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guruchni mahalliy
sotuvchilarga sotdi.

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Keyingi yil davomida u kreditning haftalik
to'lovlarini to'lash uchun qattiq

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mehnat qildi. Jyohti Mon oxirgi to'lovini
1981-yil 1-yanvarda amalga oshirdi.

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Hayotida birinchi bor

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u va oilasi kunida
3 mahal ovqat yeyishardi.

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- Boshida kredit olishga qo'rqdim.

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Odamlar menga agar pulini qaytarmasam,

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bank odamlari pul uchun
meni o'ldirishini aytdi.

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Ha, shu sababli juda qo'rqdim.

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Ammo nihoyatda birinchi 600 takamni
to'lab bo'lganimda,

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o'zimni jazur his qildim. Shu sababli
yana ko'proq pul so'radim!

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Undan keyin men 2000 taka so'radim.

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- Oxirgi 25 yil davomida

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Jyohti Mon kattaroq miqdordagi
kreditlarni olib,

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turli bizneslar orqali
ularni qaytargan.

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Uning hamma tashabbuslari
muvaffaqiyatli bo'lmagan bo'lsa ham,

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u yetarlicha jamg'arib
qo'ygani uchun,

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kichik muvaffaqiyatsizliklar
oilasini xarob qilmadi.

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Endi uning nevaralari 20 yil oldin

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aqlga ham sig'magan hayotgan
zavq qilishlari mumkin.

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Jyohti Mon sizga hammasi 10 dollarlik

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kreditdan boshlagan deb aytgan bo'lardi.